Need an appraisal in Alva or Lee County?

Here are the top 7 reasons FL homeowners use The Prism Appraisal Group:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce a monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a FL divorce, where real estate needs to be divided
To determine the true market value of property in question to settle an estate in Lee county or FL

Need help deciding the price of your home in or near Alva, FL?
Contact The Prism Appraisal Group.

At The Prism Appraisal Group, we understand the individual needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at The Prism Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experienced in helping customers just like you get rid of unwanted and unneeded PMI insurance.

Challenging Lee county's assessment of your property

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal report from The Prism Appraisal Group is your perfect weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. The Prism Appraisal Group can provide you with efficient appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? The Prism Appraisal Group can help with that too. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.